Introduction

Welcome to DDS Risk, LLC. These Terms of Service (“Terms”) govern your use of our website located at https://ddsrisk.com/ (the “Site”) and the services provided by DDS Risk, LLC (“we,” “us,” “our”). By accessing or using our Site, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Site.

Use of the Site

Eligibility

You must be at least 18 years old to use our Site. By using the Site, you represent and warrant that you meet this age requirement.

Account Registration

To access certain features of our Site, you may be required to create an account. When you create an account, you must provide accurate and complete information. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

Services

DDS Risk, LLC provides risk management consulting services. The specific terms and conditions of our services will be outlined in separate agreements as applicable.

User Conduct

By using our Site, you agree to:

• Use the Site only for lawful purposes and in accordance with these Terms.
• Not engage in any activity that could harm, disrupt, or otherwise negatively impact the Site or its users.
• Not use the Site to transmit or distribute any viruses, malware, or other harmful software.
• Not attempt to gain unauthorized access to any part of the Site, other accounts, computer systems, or networks connected to the Site.

Intellectual Property

Ownership

The Site and its original content, features, and functionality are and will remain the exclusive property of DDS Risk, LLC and its licensors. The Site is protected by copyright, trademark, and other laws of both the United States and foreign countries.

Limited License

DDS Risk, LLC grants you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for your personal or internal business use in accordance with these Terms.

Restrictions

You may not:

• Reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Site, except as explicitly permitted in these Terms.
• Remove or alter any copyright, trademark, or other proprietary rights notices from copies of materials from this Site.

Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Site will cease immediately.

Disclaimer of Warranties

The Site is provided on an “AS IS” and “AS AVAILABLE” basis. DDS Risk, LLC makes no representations or warranties of any kind, express or implied, regarding the operation of the Site or the information, content, materials, or services included on the Site.

Limitation of Liability

In no event shall DDS Risk, LLC, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use the Site.
• Any unauthorized access to or use of our servers and/or any personal information stored therein.
• Any interruption or cessation of transmission to or from the Site.
• Any bugs, viruses, trojans, or the like that may be transmitted to or through our Site by any third party.
• Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through the Site.

Indemnification

You agree to defend, indemnify, and hold harmless DDS Risk, LLC, its affiliates, and their respective directors, officers, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site, including, but not limited to, your User Contributions, any use of the Site’s content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the Site.

Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in [Your County], [Your State], and you hereby irrevocably consent to the personal jurisdiction and venue therein.

Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days’ notice prior to any new terms taking effect. Your continued use of the Site following the posting of any changes to these Terms constitutes acceptance of those changes.

Contact Us

If you have any questions about these Terms, please contact us:

• By email: [contact@ddsrisk.com]
• By visiting this page on our website: [https://ddsrisk.com/contact]

Thank you for using DDS Risk, LLC. We look forward to serving your risk management needs.